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Cutler & Company, CPA » MEMBERS

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Cutler & Company, CPA

Certified Public AccountantContact: Fred Cutler
Address 13073 Shalimar Place Del Mar CA 92014 Work Phone: 858-436-7091Work Fax: 858-436-7094Website:


Photo of Cutler & Company, CPA

Fred Cutler had a wonderful career as a banker for 25 years before becoming a CPA. His career included many years as a commercial loan officer at such fine banks as Chase and Wells Fargo. He later became the Senior Loan Officer at two San Diego independent banks, responsible for all loans made including commercial, individual and real estate, reporting directly to the Board of Directors. During his banking career, he was twice president of the prestigious banking organization, Risk Management Associates.

In 1995 Fred joined Price Waterhouse Coopers as an entry level accountant. Within two years he was named a Senior Accountant and obtained the title of Certified Public Accountant. In 1997 he struck out on his own as an independent contractor and in 1999 founded CUTLER & SHANNON, LLP which operated successfully for ten years. In 2009 he founded CUTLER & COMPANY INC.

Fred is a member of the Board of Management of the Copley YMCA. He is a past president of Old Mission Rotary Club, and a past member of the Board of Directors of the California Society of CPA’s.

With an extensive background in the banking industry, Fred can be an invaluable advocate for you. He will assist you in packaging your loan request, and even meet with your banker and you to assist with the negotiations if necessary. Fred has been on the other side of the desk and understands the needs of the banker, which are sometimes quite different than your own perceptions. This is a highly regulated industry and in order to qualify for a loan, you need to understand the parameters within which your banker must operate.

Company Information

Fred Cutler has over fifteen years experience as an accountant and tax preparer. His clients include over one hundred individuals, thirty businesses and several trusts. He is very close to his clients, providing not only professionally prepared tax returns, but tax strategy and financial planning advice.